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Insurance Settlements

Lost Wages

After an auto accident, you may sustain injuries or disabilities that prevent you from working in the same capacity or altogether. As a result, you may lose out on certain benefits, i.e. pay raises, bonuses, etc. Therefore, several states allow you to pursue compensation for lost wages resulting from auto accidents.  Define ‘Lost Wages’ ‘Lost …

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What If I get into An Auto Accident With an Unlicensed Driver?

In the United States, millions of people drive without a valid license. Approximately, 70% of unlicensed individuals drive regularly and have a higher accident rate compared to their licensed counterparts. Those most likely to drive without a valid license include teenagers, the elderly, those with certain medical conditions (i.e. Heart conditions, epilepsy, etc), and immigrants …

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How to Stop Your Insurance Premiums From Rising

After an auto accident, your insurance premiums may rise, however, you can stipend the cost, or avoid the price increase altogether. For example, if it’s your first accident, you have no other driving violations, and no preexisting insurance claims, your premium may not increase. However, if you are at-fault for the accident, you may lose …

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How the Determination of Fault Impacts Insurance Settlements

After an auto accident, your insurance company will launch an investigation and dispute the fault outrightly assigned to you. Your insurance company does not want financial liability for your accident, as a result, they will do all they can to refute fault. When determining fault, your insurance agent will attempt to recreate the accident using …

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How Does Personal Injury Protection Work?

What is Personal Injury Protection (PIP) Insurance? Personal Injury Protection (PIP) insurance is a type of insurance that is required in all no-fault states. These states include Delaware, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, Pennsylvania, Utah, North Dakota, and Oregon. In Utah, PIP insurance covers all passengers in a vehicle …

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What If I am Dissatisfied With My Insurance?

Occasionally, our insurance company may not live up to our expectations. If you are dissatisfied with your insurance company’s processes you may issue a complaint against them. There are several ways in which you can file a complaint and achieve a resolution with an insurance company. The most common complaints faced by insurance companies include …

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Undocumented Immigrants: Obtaining Health & Auto Insurance

Typically undocumented immigrants, do not seek medical treatment,  neither routinely nor after traumatic events like auto accidents. This may be attributed to a fear of deportation, a lack of insurance coverage, a lack of transportation, not being able to get time off work, and/or socioeconomic factors. Compared to naturalized citizens, undocumented immigrants have fewer visits …

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